This is a Mortgage Metric Dashboard (Diamond) Report, it is one of reports that Balanced Scorecard Designer can generate for Mortgage KPI. With this software you can also design your own scorecards, KPIs and metrics.


Mortgage Metrics

Report includes: 1 day(s), from 28.10.2008 to 28.10.2008

  Name Start value End value Dynamic Contains
Root Mortgage Metrics 52,73 % 52,73 % 0 %
Interest margin metrics(20,9%, 0%)
Risk metrics(58,7%, 0%)
Expected Loss (EL)(59,5%, 0%)
Customer Perspective(51,8%, 0%)
Company Perspective(72,7%, 0%)

Graph for Mortgage Metrics

Graph for Mortgage Metrics

Data for Mortgage Metrics

DatesValue
28.10.200852,73

Interest margin metrics

  Name Start value End value Dynamic Parent Contains
Root Interest margin metrics 20,9 % 20,9 % 0% Mortgage Metrics
Indicators
Profit margin
Operating margin
Interest margin *
* - Information for this metric is limited in sample report

Graph for Interest margin metrics

Graph for Interest margin metrics

Data for Interest margin metrics

DatesValueWeight
28.10.200820,92

Profit margin

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Profit margin 1,781 1,781 0 % Maximize Interest margin metrics
Description Profit divided by sales, multiplied by 100

Graph for Profit margin

Graph for Profit margin

Data for Profit margin

DatesWeightMinMaxValue
28.10.200841,73,51,781

Operating margin

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Operating margin 12,724 12,724 0 % Maximize Interest margin metrics
Description Operating profit divided by sales, multiplied by 100

Graph for Operating margin

Graph for Operating margin

Data for Operating margin

DatesWeightMinMaxValue
28.10.2008432512,724

Risk metrics

  Name Start value End value Dynamic Parent Contains
Root Risk metrics 58,74 % 58,74 % 0% Mortgage Metrics
Indicators
Value at risk
Capital adequacy ratio
Distance-to-default *
* - Information for this metric is limited in sample report

Graph for Risk metrics

Graph for Risk metrics

Data for Risk metrics

DatesValueWeight
28.10.200858,742

Value at risk

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Value at risk 10,76 10,76 0 Score Minimize Risk metrics
Description The largest amount of capital that a company risks losing with a given level of confidence
Target description Mln

Graph for Value at risk

Graph for Value at risk

Data for Value at risk

DatesWeightMinMaxValue
28.10.2008481210,76

Capital adequacy ratio

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Capital adequacy ratio 18,62 18,62 0 % Maximize Risk metrics
Description The amount of capital that must be held in relation to risk-weighted assets

Graph for Capital adequacy ratio

Graph for Capital adequacy ratio

Data for Capital adequacy ratio

DatesWeightMinMaxValue
28.10.2008452018,62

Expected Loss (EL)

  Name Start value End value Dynamic Parent Contains
Root Expected Loss (EL) 59,54 % 59,54 % 0% Mortgage Metrics
Indicators
Probability of Default (PD)
Expected Exposure (EE) rate
Loss Given Default (LGD) *
Unexpected loss *
* - Information for this metric is limited in sample report

Graph for Expected Loss (EL)

Graph for Expected Loss (EL)

Data for Expected Loss (EL)

DatesValueWeight
28.10.200859,542

Probability of Default (PD)

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Probability of Default (PD) 11,203 11,203 0 % Minimize Expected Loss (EL)
Description Customerís credit quality measurements (agency debt ratings)

Graph for Probability of Default (PD)

Graph for Probability of Default (PD)

Data for Probability of Default (PD)

DatesWeightMinMaxValue
28.10.2008312011,203

Expected Exposure (EE) rate

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Expected Exposure (EE) rate 76,85 76,85 0 % Maximize Expected Loss (EL)
Description Accounts receivables plus current mark-to-market exposure of contracts plus the Expected Potential Future Exposure of contracts divided by the average EE value, multiplied by 100

Graph for Expected Exposure (EE) rate

Graph for Expected Exposure (EE) rate

Data for Expected Exposure (EE) rate

DatesWeightMinMaxValue
28.10.200834015076,85

Customer Perspective

  Name Start value End value Dynamic Parent Contains
Root Customer Perspective 51,78 % 51,78 % 0% Mortgage Metrics
Indicators
Debt-To-Income Ratio (DTI)
Annual Percentage Rate (APR)
Amortization Term *
Loan Points *
* - Information for this metric is limited in sample report

Graph for Customer Perspective

Graph for Customer Perspective

Data for Customer Perspective

DatesValueWeight
28.10.200851,782

Debt-To-Income Ratio (DTI)

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Debt-To-Income Ratio (DTI) 26 26 0 % Minimize Customer Perspective
Description Customer's debt payments divided by the customer's income multiplied by 100

Graph for Debt-To-Income Ratio (DTI)

Graph for Debt-To-Income Ratio (DTI)

Data for Debt-To-Income Ratio (DTI)

DatesWeightMinMaxValue
28.10.2008354026

Annual Percentage Rate (APR)

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Annual Percentage Rate (APR) 11,466 11,466 0 % Minimize Customer Perspective
Description Interest cost of loan plus Private Mortgage Insurance, processing fees, and discount points, as a percentage

Graph for Annual Percentage Rate (APR)

Graph for Annual Percentage Rate (APR)

Data for Annual Percentage Rate (APR)

DatesWeightMinMaxValue
28.10.2008361211,466

Company Perspective

  Name Start value End value Dynamic Parent Contains
Root Company Perspective 72,71 % 72,71 % 0% Mortgage Metrics
Indicators
Capital Adequacy
Gross Debt Service Ratio (GDS)
Customer Credit Quality *
* - Information for this metric is limited in sample report

Graph for Company Perspective

Graph for Company Perspective

Data for Company Perspective

DatesValueWeight
28.10.200872,712

Capital Adequacy

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Capital Adequacy 250,03 250,03 0 % Maximize Company Perspective
Description The actual amount of capital (shareholders equity) divided by the calculated amount of EC, multiplied by 100

Graph for Capital Adequacy

Graph for Capital Adequacy

Data for Capital Adequacy

DatesWeightMinMaxValue
28.10.20084110300250,03

Gross Debt Service Ratio (GDS)

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Gross Debt Service Ratio (GDS) 27,26 27,26 0 % Maximize Company Perspective
Description Annual Loan Payments plus Property taxes, divided by Gross Customer Income, multiplied by 100

Graph for Gross Debt Service Ratio (GDS)

Graph for Gross Debt Service Ratio (GDS)

Data for Gross Debt Service Ratio (GDS)

DatesWeightMinMaxValue
28.10.2008354027,26
Created by: AKS-Labs
Report created with Balanced Scorecard Designer at 20.11.2008 17:23:20

Copyright © 2000-2014 AKS-Labs. All rights reserved.