This is a Personal Finance Metric Dashboard (Diamond) Report, it is one of reports that Balanced Scorecard Designer can generate for Personal Finance KPI. With this software you can also design your own scorecards, KPIs and metrics.


Personal Finance Scorecard

Report includes: 2 day(s), from 17.02.2009 to 18.02.2009

  Name Start value End value Dynamic Contains
Root Personal Finance Scorecard  61,84 % 47,21 % -14,63 %
Structural Perspective(55%, -10,88%Down)
Credit and Savings Perspective(67,3%, 12,78%Up)
Financial History Perspective(38,6%, -43,41%Down)
Benefits and Transparency Perspective(14%, -32,55%Down)

Graph for Personal Finance Scorecard

Graph for Personal Finance Scorecard

Data for Personal Finance Scorecard

DatesValue
17.02.200961,84
18.02.200947,21


Structural Perspective

  Name Start value End value Dynamic Parent Contains
Root Structural Perspective SLYellow 65,88 % 55 % -10,88% Personal Finance Scorecard
Indicators
Number of Emergency Funds
Average Outstanding Balances on Credit Card
Retirement Plans Index
Number of Insurance Schemes subscribed to *
Frequency of Fixed Assets Updation *
* - Information for this metric is limited in sample report Description This category is to have the indicators for assessing the management aspect of the personal finance.

Graph for Structural Perspective

Graph for Structural Perspective

Data for Structural Perspective

DatesValueWeight
17.02.200965,883
18.02.2009553


Number of Emergency Funds

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Number of Emergency Funds UpGreen 7,55 7,875 + 0,325 # Maximize Structural Perspective
Description This KPI has its value equal to the number of sources of funds that can be quickly turned into cash assets. These include savings accounts, life insurance cash value, money market instruments, CDs etc.

Graph for Number of Emergency Funds

Graph for Number of Emergency Funds

Data for Number of Emergency Funds

DatesWeightMinMaxValue
17.02.20092387,55
18.02.20092387,875


Average Outstanding Balances on Credit Card

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Average Outstanding Balances on Credit Card DownGreenSLRed 20575 14500 -6075 $ Minimize Structural Perspective
Description This parameter is a way to know the credit card position of the concerned person.

Graph for Average Outstanding Balances on Credit Card

Graph for Average Outstanding Balances on Credit Card

Data for Average Outstanding Balances on Credit Card

DatesWeightMinMaxValue
17.02.2009202500020575
18.02.2009202500014500


Retirement Plans Index

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Retirement Plans Index DownRedSLYellow 7,725 6,1 -1,625 # Maximize Structural Perspective
Description This KPI is equal to the number of 'options available' that are thought to be the 'desire type'.

Graph for Retirement Plans Index

Graph for Retirement Plans Index

Data for Retirement Plans Index

DatesWeightMinMaxValue
17.02.20092387,725
18.02.20092386,1


Credit and Savings Perspective

  Name Start value End value Dynamic Parent Contains
Root Credit and Savings Perspective SLYellow 54,52 % 67,3 % + 12,78% Personal Finance Scorecard
Indicators
Household Expenses: Gross Salary ratio
Credit History Report Frequency
Savings: Gross Salary
Savings Improvement *
* - Information for this metric is limited in sample report Description This group of metrics is to have an idea of the credit position and savings about the employee.

Graph for Credit and Savings Perspective

Graph for Credit and Savings Perspective

Data for Credit and Savings Perspective

DatesValueWeight
17.02.200954,523
18.02.200967,33


Household Expenses: Gross Salary ratio

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Household Expenses: Gross Salary ratio DownGreenSLRed 0,78606 0,19914 -0,587 # Minimize Credit and Savings Perspective
Description This is to know what portion of the gross salary is constituted by the expenses incurred under the head 'household'.

Graph for Household Expenses: Gross Salary ratio

Graph for Household Expenses: Gross Salary ratio

Data for Household Expenses: Gross Salary ratio

DatesWeightMinMaxValue
17.02.200930,041,50,78606
18.02.200930,041,50,19914


Credit History Report Frequency

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Credit History Report Frequency DownRedSLYellow 3,673 1,315 -2,358 yrs Maximize Credit and Savings Perspective
Description This is equal to the number of years after which the credit history is accessed.

Graph for Credit History Report Frequency

Graph for Credit History Report Frequency

Data for Credit History Report Frequency

DatesWeightMinMaxValue
17.02.20092143,673
18.02.20092141,315


Savings: Gross Salary

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Savings: Gross Salary  UpGreenSLYellow 10,766 14,438 + 3,672 % Maximize Credit and Savings Perspective
Description This is to know the fraction of gross salary that is being saved.

Graph for Savings: Gross Salary

Graph for Savings: Gross Salary

Data for Savings: Gross Salary

DatesWeightMinMaxValue
17.02.2009322010,766
18.02.2009322014,438


Financial History Perspective

  Name Start value End value Dynamic Parent Contains
Root Financial History Perspective SLYellow 81,98 % 38,57 % -43,41% Personal Finance Scorecard
Indicators
Credit History being Questioned Index
Instances of Non-fulfillment of Schemes ratio
Instances of Tax Rules Non-compliance
Credit Position Improvement *
* - Information for this metric is limited in sample report Description This group of parameters is to use the personal scorecard on the basis of historical performance.

Graph for Financial History Perspective

Graph for Financial History Perspective

Data for Financial History Perspective

DatesValueWeight
17.02.200981,982
18.02.200938,572


Credit History being Questioned Index

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Credit History being Questioned Index UpRedSLRed 0,1446 0,396 + 0,251 # Minimize Financial History Perspective
Description This is to know the authenticity of the credit history of the concerned individual.

Graph for Credit History being Questioned Index

Graph for Credit History being Questioned Index

Data for Credit History being Questioned Index

DatesWeightMinMaxValue
17.02.2009200,60,1446
18.02.2009200,60,396


Instances of Non-fulfillment of Schemes ratio

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Instances of Non-fulfillment of Schemes ratio UpRedSLYellow 0,134 0,1936 + 0,0596 # Minimize Financial History Perspective
Description This is to have the knowledge about the number of cases, when the norms related to any of the schemes were not confirmed to.

Graph for Instances of Non-fulfillment of Schemes ratio

Graph for Instances of Non-fulfillment of Schemes ratio

Data for Instances of Non-fulfillment of Schemes ratio

DatesWeightMinMaxValue
17.02.2009300,40,134
18.02.2009300,40,1936


Instances of Tax Rules Non-compliance

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Instances of Tax Rules Non-compliance UpRed 0,0612 0,3856 + 0,324 # Minimize Financial History Perspective
Description This is to have the instances when the tax regulations were not abided by.

Graph for Instances of Tax Rules Non-compliance

Graph for Instances of Tax Rules Non-compliance

Data for Instances of Tax Rules Non-compliance

DatesWeightMinMaxValue
17.02.2009200,40,0612
18.02.2009200,40,3856


Benefits and Transparency Perspective

  Name Start value End value Dynamic Parent Contains
Root Benefits and Transparency Perspective SLRed 46,6 % 14,05 % -32,55% Personal Finance Scorecard
Indicators
Cost Savings on Credit Card Index
Time Savings
Transparency Level
Increase in the Options for Loans *
* - Information for this metric is limited in sample report Description This is to know the positive effects accruing from the framing of personal finance scorecard.

Graph for Benefits and Transparency Perspective

Graph for Benefits and Transparency Perspective

Data for Benefits and Transparency Perspective

DatesValueWeight
17.02.200946,62
18.02.200914,052


Cost Savings on Credit Card Index

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Cost Savings on Credit Card Index DownRedSLYellow 0,6595 0,566 -0,0935 # Maximize Benefits and Transparency Perspective
Description Without proper use of credit cards, people lose the opportunity of earning interest rather pay interest. Using a scorecard, one can reverse this.

Graph for Cost Savings on Credit Card Index

Graph for Cost Savings on Credit Card Index

Data for Cost Savings on Credit Card Index

DatesWeightMinMaxValue
17.02.200920,510,6595
18.02.200920,510,566


Time Savings

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Time Savings  DownRed 0,9415 0,5805 -0,361 # Maximize Benefits and Transparency Perspective
Description With all the financial information summarized in the form of a scorecard, savings in the form of time are bound to be experienced.

Graph for Time Savings

Graph for Time Savings

Data for Time Savings

DatesWeightMinMaxValue
17.02.200920,510,9415
18.02.200920,510,5805


Transparency Level

  Name Start value End value Dynamic Measure units Optimization method Parent
Root Transparency Level DownRedSLYellow 7,651 2,881 -4,77 Score Maximize Benefits and Transparency Perspective
Description This can be measured by assigning values on a scale of 1 to 10.

Graph for Transparency Level

Graph for Transparency Level

Data for Transparency Level

DatesWeightMinMaxValue
17.02.200931107,651
18.02.200931102,881
Created by: AKS-Labs
Report created with Balanced Scorecard Designer at 13.02.2009 10:05:09

Copyright © 2000-2012 AKS-Labs. All rights reserved.