Credit Risk | Balanced Scorecard Overview Report

This is a Credit Risk Overview Report, it is one of reports that Balanced Scorecard Designer can generate for Credit Risk scorecard. With this software you can also design your own KPIs and Balanced Scorecards.

Expected Loss (EL)

Indicator	Description
Probability of Default (PD)	Customer’s credit quality measurements (agency debt ratings)
Expected Exposure (EE) rate	Not available in trial report
Loss Given Default (LGD)	Not available in trial report
Unexpected loss	Not available in trial report

Company Perspective

Indicator	Description
Capital Adequacy	The actual amount of capital (shareholders equity) divided by the calculated amo...
Gross Debt Service Ratio (GDS)	Not available in trial report
Customer Credit Quality	Not available in trial report

Credit Risk

Measure and improve performance with Credit Risk indicators and metrics

Created by AKS-Labs

Customer Perspective

Indicator	Description
Debt-Service Coverage Ratio (DSCR)	Net Operating Income divided by Total Debt Service multiplied by 100
Loan-to-value (LTV)	Not available in trial report
Combined Loan To Value (CLTV)	Not available in trial report
Debt-To-Income Ratio (DTI)	Not available in trial report

Economic Capital (EC)

Indicator	Description
Return on equity (ROA)	Company revenue minus expenses, divided by Company equity, multipled by 100
Risk-adjusted return on economic capital (RAROC)	Not available in trial report
Value-at-Risk (VAR)	Not available in trial report